How it Works

We work directly with the county to secure the release of your surplus funds.

We are fully licensed and work directly with county courts and treasury departments to assist individuals in properly filing surplus funds claims. Our team conducts detailed audits of county records and maintains direct communication with the county to obtain accurate information and real-time updates on the status of each claim.

No Upfront Fees:

At Excess Elite, we are committed to helping you recover your surplus funds without placing any financial burden on you. That’s why we charge no upfront fees and operate on a contingency basis. We only receive compensation if and when your funds are successfully recovered. This ensures our interests are fully aligned with yours, and you can have confidence that our team will work diligently to secure the maximum amount you are entitled to receive.

Direct Lists from the County:

To streamline the recovery process, we maintain direct relationships with county courts and treasury departments. Through these connections, we receive updated records of individuals who may be entitled to surplus or unclaimed funds. This allows us to quickly identify potential claimants and take immediate action, ensuring no eligible funds go overlooked and every rightful owner has the opportunity to recover what is legally theirs.

No Legal Fees for You

We understand that legal fees can be a major concern when pursuing surplus funds. To remove this burden, Excess Elite covers all legal fees associated with your claim. Our team of licensed attorneys, with experience across multiple states, has the expertise to handle every legal aspect of the recovery process. This ensures our clients can have peace of mind, knowing their claim is managed by professionals who will navigate all complexities on their behalf.

Dedicated Researchers and Private Investigators:

At Excess Elite, we have a dedicated team of researchers and private investigators who are instrumental in our success. Using their expertise, they identify individuals who may be entitled to surplus or unclaimed funds. Once potential claimants are located, we reach out to them and clearly explain our process, providing all the information needed to initiate their claim efficiently and securely.

Unclaimed State Funds

Unclaimed state funds are money that rightfully belongs to individuals but has gone unclaimed. It may sound surprising, but many people have funds owed to them from sources such as bank accounts, safety deposit boxes, uncashed checks, money orders, insurance policies, stocks, bonds, mutual funds, trust funds, royalties, and escrow accounts. When these funds remain unclaimed, they are eventually turned over to the state treasury after the institutions are unable to contact the rightful owners.

At Excess Elite, we are licensed finders who work directly with the state to help you file a claim and recover these funds.

We charge no upfront fees and handle all filings on your behalf, ensuring the process is simple, professional, and completely risk-free.

How It works

At Excess Elite, we manage the entire surplus funds recovery process for you — from research and documentation to handling legal fees and follow-up with the county. This allows our clients to relax while we navigate the complexities on their behalf. Trust our experienced team to help you reclaim your surplus funds efficiently and professionally. Contact us today to start recovering what is rightfully yours.

What exactly are surplus funds and how do they arise?

Surplus funds — also called excess proceeds — are the leftover money from a foreclosure sale after the mortgage balance, liens, and related costs have been fully paid. If your property sells for more than what you owed, that remaining amount belongs to you and can be claimed.

What indicates that I might be entitled to surplus funds?

If your property was sold at a foreclosure auction and the sale generated funds above what was owed in debts and fees, you may be eligible to claim the surplus. Our team can help assess your eligibility by reviewing the relevant sale details and court records

Can you explain the process for getting surplus funds released after a foreclosure?

Confirming your eligibility to claim surplus funds after a foreclosure sale.

Collecting the necessary documentation and court records to support your claim.

Preparing and submitting the claim to the appropriate county, court, or state office.

Monitoring and following up to ensure your claim is processed and resolved.

Do I need to pay anything upfront to begin the claim process?

No — we work on a contingency basis, which means you won’t pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there’s no financial risk to you.

How much time does it usually take to recover surplus funds?

The time it takes to recover surplus funds can vary based on how complex your case is and how quickly the county processes claims. In many cases, the process takes several weeks to a few months, and in more involved situations it may take longer. Our team works hard to move things along efficiently and keeps you updated at every step.